Wow, that sounds spammy. At any rate, I've been sending microloans* to people (I think all women, so far) in developing countries for several years using Kiva. I need to get off the intartubes and get back to actual work, so I'll link to the Wikipedia page on Kiva for further info.
* OK, I think you are not technically sending the loan directly to the person: you're essentially funding a share in an already-disbursed loan, but it all helps the organizations that fund the loans do so, and gives it a personal touch.
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